What is the Penalty for No Insurance?

If a person is charged and convicted of driving with no insurance they could be liable to a penalty of a fine of up to €5000 or 6 month in prison or both.  A person would also receive 5 penalty points on their license.

If this is a persons first offence for no insurance a Judge has a discretion to not disqualify a person from driving.  A Judge could impose a driving ban of 2 years or more.  If a person has been convicted of driving with no insurance for a second time within 3 years of their first conviction, there is a mandatory disqualification from driving imposed of a minimum of 4 years.

If a person is disqualified they do not receive the 5 penalty points.

Click here to view a complete list of penalty point offences that attract penalty points.

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